1 in 5 Homeowners With a Mortgage Could Save Money By Refinancing–But Few Are Taking the Plunge
By: Dana Anderson | Published: 2026-03-12 12:30:03 | Source: www.redfin.com
- The share of homeowners who are “in the money” for a refinance has hit its highest level in over four years as mortgage rates dip to around 6%.
- But less than 1 in 10 eligible homeowners have refinanced, even though they stand to save money.
One in five (19.8%) U.S. homeowners with a mortgage could save money by refinancing to a lower rate, the highest share in over four years and…
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